A Theory on Debt Driven Behavior

Despite living in the most technologically advanced times, able to do many tasks on our phones, and free of disease and war, western society is facing an anxiety and depression epidemic. People, especially affluent ones, are afflicted with chronic depression and other social anxiety disorders, …

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Discussing The Norwegian Housing Bubble

Nick Kamran discusses the housing in Oslo, Norway and why it’s time to avoid it. Artificially low interest rates are driving up apartment prices, pushing people deeper and deeper into debt.  Key bubble indicators are capitalization rates (housing prices rising faster than rents). This story references …

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